OnTrade.ai Terms of Service
Last Updated: September 29, 2025
Welcome, and thank you for your interest in OnTrade Inc. (“OnTrade,” “we,” or “us”) and our website at www.OnTrade.ai, along with our related websites, hosted applications, mobile or other downloadable applications, and other services provided by us (collectively, the “Service”). These Terms of Service are a legally binding contract between you and OnTrade regarding your use of the Service.
PLEASE READ THE FOLLOWING TERMS CAREFULLY:
BY CLICKING “I ACCEPT,” OR BY DOWNLOADING, INSTALLING, OR OTHERWISE ACCESSING OR USING THE SERVICE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF THE SERVICE, YOU AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ONTRADE’S PRIVACY POLICY [https://www.ontrade.ai/privacy] (TOGETHER, THESE “TERMS”). IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE SERVICE. YOUR USE OF THE SERVICE, AND ONTRADE’S PROVISION OF THE SERVICE TO YOU, CONSTITUTES AN AGREEMENT BY ONTRADE AND BY YOU TO BE BOUND BY THESE TERMS.
ARBITRATION NOTICE. Except for certain kinds of disputes described in Section 18 (Dispute Resolution and Arbitration), you agree that disputes arising under these Terms will be resolved by binding, individual arbitration, and BY ACCEPTING THESE TERMS, YOU AND ONTRADE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING.)
OnTrade Service Overview. OnTrade’s Service is a platform that provides AI-driven securities and asset trading research and analysis by using a combination of proprietary data, specialized AI models, and our own software. The Service provides real-time market trading analysis and insights powered by artificial intelligence.
Eligibility. You must be at least 18 years old to use the Service. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least 18 years old; (b) you have not previously been suspended or removed from the Service; and (c) your registration and your use of the Service is in compliance with any and all applicable laws and regulations. If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind you to these Terms and you agree to be bound by these Terms.
Accounts and Registration. To access most features of the Service, you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your name, email address, or other contact information. You agree that the information you provide to us is accurate, complete, and not misleading, and that you will keep it accurate and up to date at all times. When you register, you will be asked to create a password. You are solely responsible for maintaining the confidentiality of your account and password, and you accept responsibility for all activities that occur under your account. If you believe that your account is no longer secure, then you should immediately notify us at [email protected].
General Payment Terms. Certain features of the Service may require you to pay fees. Before you pay any fees, you will have an opportunity to review and accept the fees that you will be charged. Unless otherwise specifically provided for in these Terms, all fees are in U.S. Dollars and are non-refundable, except as required by law.
Price. OnTrade reserves the right to determine pricing for the Service. The fees you are charged for the Service or any specific feature of the Service will be as set forth in a separate order form or other written agreement between you and OnTrade. OnTrade, at its sole discretion, may make promotional offers with different features and different pricing to any of OnTrade’s customers. These promotional offers, unless made to you, will not apply to your offer or these Terms.
Authorization. You authorize OnTrade to charge all sums for the orders that you make and any level of Service you select as described in these Terms or published by OnTrade, including all applicable taxes, to the payment method specified in your account. If you pay any fees with a credit card, then OnTrade may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase. Payment processing services for OnTrade, including the processing and storing of credit card data, are provided by our third-party payment processor and are subject to our third-party payment processor’s terms of service. By agreeing to these terms and continuing to use OnTrade, you agree to be bound by terms of service, as the same may be modified from time to time. As a condition of OnTrade enabling payment processing services through our third-party payment processor, you agree to provide OnTrade accurate and complete payment information, and you authorize OnTrade to share with our third-party payment processor this information and transaction information related to your use of the payment processing services, as further described in our Privacy Policy.
Subscription Service. The Service may include certain subscription-based plans with automatically recurring payments for periodic charges (“Subscription Service”). The “Subscription Billing Date” is the date when you purchase your first subscription to the Service. The Subscription Service will begin on the Subscription Billing Date and continue for the subscription period that you select on your account (such period, the “Initial Subscription Period”), and will automatically renew for successive periods of the same duration as the Initial Subscription Period (the Initial Subscription Period and each such renewal period, each a “Subscription Period”) unless you cancel the Subscription Service or we terminate it. If you activate a Subscription Service, then you authorize OnTrade or its third-party payment processors to periodically charge, on a going-forward basis and until cancellation of the Subscription Service, all accrued sums on or before the payment due date. For information on the “Subscription Fee”, please see your account at OnTrade.ai. Your account will be charged automatically on the Subscription Billing Date and thereafter on the renewal date of your Subscription Service for all applicable fees and taxes for the next Subscription Period. You must cancel your Subscription Service before it renews in order to avoid billing of the next periodic Subscription Fee to your account. You will incur recurring charges until your Subscription Service is cancelled or terminated. OnTrade or its third-party payment processor will bill the periodic Subscription Fee to the payment method associated with your account or that you otherwise provide to us. You may cancel the Subscription Service by logging into your account and selecting the terminate option from your account settings menu, or by contacting us at [email protected]. YOUR CANCELLATION MUST BE RECEIVED BEFORE THE RENEWAL DATE IN ORDER TO AVOID CHARGES FOR THE NEXT SUBSCRIPTION PERIOD.
Delinquent Accounts. OnTrade may suspend or terminate access to the Service, including fee-based portions of the Service, for any account for which any amount is due but unpaid. In addition to the amount due for the Service, a delinquent account will be charged with fees or charges that are incidental to any chargeback or collection of the unpaid amount, including collection fees. If your payment method is no longer valid at the time a renewal Subscription Fee is due, then OnTrade reserves the right to delete your account and any information or User Content (defined below) associated with your account without any liability to you.
Licenses
Limited License. Subject to your complete and ongoing compliance with these Terms, OnTrade grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service.
License Restrictions. Except and solely to the extent such a restriction is impermissible under applicable law, you may not: (a) reproduce, distribute, publicly display, publicly perform, or create derivative works of the Service; (b) make modifications to the Service; or (c) interfere with or circumvent any feature of the Service, including any security or access control mechanism. If you are prohibited under applicable law from using the Service, then you may not use it.
Feedback. We respect and appreciate thoughts and comments from our users. If you choose to provide input and suggestions regarding existing functionalities, problems with or proposed modifications or improvements to the Service (“Feedback”), then you hereby grant OnTrade an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right and license to exploit the Feedback in any manner and for any purpose, including to improve the Service and create other products and services. We will have no obligation to provide you with attribution for any Feedback you provide to us.
Ownership; Proprietary Rights.
The Service is owned and operated by OnTrade. The visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Service provided by OnTrade (“Materials”) are protected by intellectual property and other laws. All Materials included in the Service are the property of OnTrade or its third-party licensors. Except as expressly authorized by OnTrade, you may not make use of the Materials. There are no implied licenses in these Terms and OnTrade reserves all rights to the Materials not granted expressly in these Terms.Pilot Services
Generally. Initially, and from time to time, OnTrade may provide you with the opportunity to try products or services which are not yet generally available to users (“Pilot Services”). This period of time will be referred to as the “Pilot Period”. Pilot Services will be designated as Pilot, pilot, non-production, evaluation, or by another description with a similar meaning. You may accept or decline an invitation at your sole discretion. You may use the Pilot Services solely for evaluation purposes. By using the Pilot Services, you agree to: (a) cooperate with OnTrade in evaluating the Pilot Services; and (b) provide to OnTrade any reasonably requested feedback, comments, and suggestions for improvements. You may receive access to the Pilot Services free of charge during the Pilot Period. After such Pilot Period, the fees you are charged for continued access to the Services will be as set forth in a separate order form or other written agreement between you and OnTrade.
Pilot Services Disclaimer. You acknowledge and agree that the Pilot Services may be inoperable or incomplete and may contain errors, design flaws, or other problems. OnTrade is under no obligation to make any Pilot Services generally available and OnTrade may unilaterally discontinue any Pilot Service at any time. Furthermore, you acknowledge and agree that you use all Pilot Services at your own risk and that your use of the Services may result in loss of User Content, data, or communications, project delays, or other unpredictable damage or loss. Notwithstanding anything to the contrary in Section 17 (Limitation of Liability), and to the fullest extent permitted by law, OnTrade will have no liability or responsibility to you or any third party with respect to any matter whatsoever regarding the Pilot Services, including the loss of any of your User Content or other data or communications resulting from your use of the Pilot Services. ALL Pilot SERVICES ARE PROVIDED “AS-IS” WITHOUT ANY WARRANTY OF ANY KIND. THE DISCLAIMERS IN SECTION 16 (DISCLAIMERS; NO WARRANTIES BY ONTRADE) APPLY TO ALL PILOT SERVICES.
Third-Party Terms
Third-Party Services and Linked Websites. OnTrade may provide tools through the Service that enable you to export information, including User Content, to third-party services or tools. By using one of these tools, you hereby authorize that OnTrade to transfer that information to the applicable third-party service. Third-party services are not under OnTrade’s control, and, to the fullest extent permitted by law, OnTrade is not responsible for any third-party service’s use of your exported information. The Service may also contain links to third-party websites. Linked websites are not under OnTrade’s control, and OnTrade is not responsible for their content. Please be sure to review the terms of use and privacy policy of any third-party services before you share any User Content or information with such third-party services. Once sharing occurs, OnTrade will have no control over the information that has been shared.
Third-Party Software. The Service may include or incorporate third-party software components that are generally available free of charge under licenses granting recipients broad rights to copy, modify, and distribute those components (“Third-Party Components”). Although the Service is provided to you subject to these Terms, nothing in these Terms prevents, restricts, or is intended to prevent or restrict you from obtaining Third-Party Components under the applicable third-party licenses or to limit your use of Third-Party Components under those third-party licenses.
Third-Party API Terms. In order to operate the Service, we may use certain third-party applications, systems, software, products and services, including large language models, that interoperate with the Service (“Third-Party Platforms”). We do not endorse, are not responsible or liable for, and make no representations or warranties as to any aspect of such Third-Party Platforms, including their content, the manner in which they handle your data (including your User Content, as defined below), or their security, functionality, operation, availability, or interoperability with the Service. By accessing and using the Service, you authorize us to access and exchange your User Content with such Third-Party Platforms on your behalf. Certain features of the Service may leverage APIs provided by Third-Party Platforms including but not limited to OpenAI, LLC, Perplexity AI, Inc., Google LLC, and Anthropic PBC. Our use of such Third-Party Platforms is limited to cases where such Third-Party Platforms use User Content solely for the purpose of enabling us to operate the Service (and not for any other purpose, including to train the machine learning or algorithm of such Third-Party Platforms).
User Content
User Content Generally. Certain features of the Service may permit users to submit, upload, or otherwise transmit (“Input”) content to the Service, including messages, data, text, and any other works of authorship or other works (“User Content”). You retain any copyright and other proprietary rights that you may hold in the User Content that you Input to the Service, subject to the licenses granted in these Terms.
Limited License Grant to OnTrade. By opting to Input User Content to the Service, you grant OnTrade a worldwide, non-exclusive, irrevocable, perpetual, royalty-free, fully paid right and license (with the right to sublicense through multiple tiers) to host, store, use, process, transmit, analyze, and aggregate your User Content, in whole or in part, solely as necessary to (a) operate and provide the Service, including to deliver, maintain, and support the features provided to you, and (b) to improve our products and services, including to train, improve, and enhance our proprietary machine-learning models, provided that such use will be limited to User Content in aggregated or de-identified form whenever reasonably practicable. For the avoidance of doubt, you do not grant OnTrade any license to User Content beyond the limited license for the purposes described above, and nothing in these Terms shall transfer or assign ownership of your User Content to OnTrade. You are responsible for your User Content, including its content and accuracy, and will comply with applicable laws when you Input your User Content to the Service. You represent and warrant that you have made all disclosures, provided all notices, and have obtained all rights, consents, and permissions necessary to Input your User Content to the Service and to grant the license set forth in these Terms without violating or infringing applicable laws, third-party rights, or terms or policies that apply to your User Content.
You Must Have Rights to the Content You Input; User Content Representations and Warranties. You must not Input User Content if you are not the owner of or are not fully authorized to grant rights in all of the elements of that User Content. OnTrade disclaims any and all liability in connection with User Content. You are solely responsible for your User Content and the consequences of your Input of User Content to the Service. By opting to Input User Content to the Service, you affirm, represent, and warrant to us that:
you have the necessary licenses, rights, consents, and permissions to authorize OnTrade to use your User Content as necessary to exercise the licenses granted by you in this Section, in the manner contemplated by OnTrade, the Service, and these Terms; and
your User Content, and the Input or other use of your User Content as contemplated by these Terms, does not and will not: (i) infringe, violate, misappropriate, or otherwise breach any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property, contract, or proprietary right; (ii) invade the right of privacy, publicity or other property rights of any other person; or (iii) cause OnTrade to violate any law or regulation or require us to obtain any further licenses from or pay any royalties, fees, compensation or other amounts or provide any attribution to any third parties.
User Content Disclaimer. We will not be in any way responsible or liable for User Content. You agree to waive, and do waive, any legal or equitable right or remedy you have or may have against OnTrade with respect to User Content.
Communications
Text Messaging. You agree that OnTrade and those acting on our behalf may send you text (SMS) messages at the phone number you provide us. These messages may include operational messages about your use of the Service, as well as relevant marketing messages. Text messages may be sent using an automatic telephone dialing system. Standard data and message rates may apply whenever you send or receive such messages, as specified by your carrier. IF YOU WISH TO OPT OUT OF MARKETING TEXT MESSAGES FROM ONTRADE, YOU CAN EMAIL [email protected] OR TEXT THE WORD “STOP” TO THE NUMBER FROM WHICH YOU ARE RECEIVING THE MESSAGES. IF YOU WISH TO OPT OUT OF ALL TEXT MESSAGES FROM ONTRADE, YOU CAN EMAIL [email protected] OR TEXT THE WORD “STOPALL” TO THE NUMBER FROM WHICH YOU ARE RECEIVING THE MESSAGES, HOWEVER YOU ACKNOWLEDGE THAT OPTING OUT OF RECEIVING ALL MESSAGES MAY IMPACT YOUR USE OF THE SERVICE. You may continue to receive text messages for a short period while we process your request, including a message confirming the receipt of your opt-out request. Your agreement to receive marketing texts is not a condition of any purchase on or use of the Service. YOU AGREE TO RECEIVE TEXTS FROM OR ON BEHALF OF ONTRADE AT THE PHONE NUMBER YOU PROVIDE TO US. THESE TEXTS WILL INCLUDE TRANSACTIONAL AND PROMOTIONAL MESSAGES. YOU UNDERSTAND AND AGREE THAT THESE TEXTS MAY BE CONSIDERED TELEMARKETING UNDER APPLICABLE LAW, THEY MAY BE SENT USING AUTOMATED TECHNOLOGY, AND YOUR CONSENT IS NOT A CONDITION OF ANY PURCHASE.
Push Notifications. When you install our app or use the Service on your mobile device, you agree to receive push notifications, which are messages an app sends you on your mobile device when you are not in the app. You can turn off notifications by visiting your mobile device’s “settings” page.
Email. We may send you emails concerning our products and services, as well as those of third parties. You may opt out of promotional emails by following the unsubscribe instructions in the promotional email itself.
Prohibited Conduct. BY USING THE SERVICE, YOU AGREE NOT TO:
use the Service for any illegal purpose or in violation of any local, state, national, or international law;
violate, encourage others to violate, or provide instructions on how to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property right;
access, search, or otherwise use any portion of the Service through the use of any engine, software, tool, agent, device, or mechanism (including spiders, robots, crawlers, and data mining tools) other than the software or search agents provided by OnTrade;
interfere with security-related features of the Service, including by: (i) disabling or circumventing features that prevent or limit use, printing or copying of any content; or (ii) reverse engineering or otherwise attempting to discover the source code of any portion of the Service except to the extent that the activity is expressly permitted by applicable law;
automatically or programmatically extract any data of the Service, including Output;
use the Service or any Output to develop or train any artificial intelligence model or any system or software that competes with OnTrade or its affiliates;
interfere with the operation of the Service or any user’s enjoyment of the Service, including by: (i) uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code; (ii) making any unsolicited offer or advertisement to another user of the Service; (iii) collecting personal information about another user or third party without consent; or (iv) interfering with or disrupting any network, equipment, or server connected to or used to provide the Service;
perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation or identity, accessing any other Service account without permission, or falsifying your age or date of birth;
use the Service in a way that deceives or attempts to deceive any person, including without limitation representing that Output was human-generated when it was not;
sell or otherwise transfer the access granted under these Terms or any Materials (as defined in Section 6 (Ownership; Proprietary Rights)) or any right or ability to view, access, or use any Materials;
modify, copy, sublicense, or distribute the Service or otherwise making the Service available to any third party; or
attempt to do any of the acts described in this Section 11 (Prohibited Conduct) or assist or permit any person in engaging in any of the acts described in this Section 11 (Prohibited Conduct).
Modification of Terms. We may, from time to time, change these Terms. Please check these Terms periodically for changes. Revisions will be effective immediately except that, for existing users, material revisions will be effective 30 days after posting or notice to you of the revisions unless otherwise stated. We may require that you accept modified Terms in order to continue to use the Service. If you do not agree to the modified Terms, then you should discontinue your use of the Service. Except as expressly permitted in this Section 12 (Modification of Terms), these Terms may be amended only by a written agreement signed by authorized representatives of the parties to these Terms.
Term, Termination, and Modification of the Service
Term. These Terms are effective beginning when you accept the Terms or first download, install, access, or use the Service, and ending when terminated as described in Section 13.2 (Termination).
Termination. If you violate any provision of these Terms, then your authorization to access the Service and these Terms automatically terminate. In addition, OnTrade may, at its sole discretion, terminate these Terms or your account on the Service, or suspend or terminate your access to the Service, at any time for any reason or no reason, with or without notice, and without any liability to you arising from such termination. You may terminate your account and these Terms at any time by logging into your account and selecting the terminate option from your account settings menu, or by contacting customer service at [email protected].
Effect of Termination. Upon termination of these Terms: (a) your license rights will terminate and you must immediately cease all use of the Service; (b) you will no longer be authorized to access your account or the Service; (c) you must pay OnTrade any unpaid amount that was due prior to termination; and (d) all payment obligations accrued prior to termination and Sections 5.3 (Feedback), 6 (Ownership; Proprietary Rights), 9 (User Content), 12 (Intellectual Property Rights Protection), 13.3 (Effect of Termination), 14 (Indemnity), 15 (Disclaimers; No Warranties by OnTrade), 16 (Limitation of Liability), 17 (Dispute Resolution and Arbitration), and 18 (Miscellaneous) will survive. You are solely responsible for retaining copies of any User Content you Post to the Service since upon termination of your account, you may lose access rights to any User Content you Posted to the Service. If your account has been terminated for a breach of these Terms, then you are prohibited from creating a new account on the Service using a different name, email address or other forms of account verification.
Modification of the Service. OnTrade reserves the right to modify or discontinue all or any portion of the Service at any time (including by limiting or discontinuing certain features of the Service), temporarily or permanently, without notice to you. OnTrade will have no liability for any change to the Service, including any paid-for functionalities of the Service, or any suspension or termination of your access to or use of the Service. You should retain copies of any User Content you Post to the Service so that you have permanent copies in the event the Service is modified in such a way that you lose access to User Content you Posted to the Service.
Indemnity. To the fullest extent permitted by law, you are responsible for your use of the Service, and you will defend and indemnify OnTrade, its affiliates and their respective shareholders, directors, managers, members, officers, employees, consultants, and agents (together, the “OnTrade Entities”) from and against every claim brought by a third party, and any related liability, damage, loss, and expense, including attorneys’ fees and costs, arising out of or connected with: (1) your unauthorized use of, or misuse of, the Service; (2) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation; (3) your violation of any third-party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right; or (4) any dispute or issue between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.
Disclaimers; No Warranties by OnTrade
Certain portions of the Service may include or be powered by artificial intelligence, which may generate and return an output to you (“Output”). As between you and OnTrade, you exclusively own and retain all right, title and interest in and to Output. You acknowledge that each Output provided to you may be similar or identical to a separate Output independently provided by OnTrade to others. You acknowledge that there may be errors, inconsistencies, or inaccuracies in Output for various reasons including the quality or type of User Content you Input into the Service and the probabilistic nature of machine learning technology. You acknowledge that certain aspects of the Output may be owned or controlled by a third party or protected or protectable by intellectual property or other proprietary rights. EACH OUTPUT IS GENERATED THROUGH MACHINE LEARNING PROCESSES AND IS NOT TESTED, VERIFIED, ENDORSED, OR GUARANTEED TO BE ACCURATE, COMPLETE, OR CURRENT BY ONTRADE. YOU ARE RESPONSIBLE FOR INDEPENDENTLY REVIEWING AND VERIFYING EACH OUTPUT AS TO APPROPRIATENESS FOR ANY OR ALL USE CASES OR APPLICATIONS AND ONTRADE IS NOT LIABLE FOR ANY SUCH REVIEW. THE SERVICE IS EXPERIMENTAL TECHNOLOGY. THE SERVICE AND ALL OUTPUT ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. WE MAKE NO REPRESENTATION OR WARRANTY WITH RESPECT TO ANY OF THE FOREGOING ACKNOWLEDGMENTS AND WILL NOT BE LIABLE FOR ANY ERRORS, INCONSISTENCIES, OR INACCURACIES IN THE OUTPUT.
THE SERVICE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SERVICE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. ONTRADE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SERVICE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SERVICE, INCLUDING: (a) ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, OR NON-INFRINGEMENT; AND (b) ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE. ONTRADE DOES NOT WARRANT THAT THE SERVICE OR ANY PORTION OF THE SERVICE, OR ANY MATERIALS OR CONTENT OFFERED THROUGH THE SERVICE, WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, AND ONTRADE DOES NOT WARRANT THAT ANY OF THOSE ISSUES WILL BE CORRECTED.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SERVICE OR ONTRADE ENTITIES OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SERVICE, INCLUDING WITHOUT LIMITATION ANY OUTPUT, WILL CREATE ANY WARRANTY REGARDING ANY OF THE ONTRADE ENTITIES OR THE SERVICE THAT IS NOT EXPRESSLY STATED IN THESE TERMS. THE INFORMATION PROVIDED ON OR THROUGH THE SERVICE IS FOR INFORMATIONAL PURPOSES ONLY. YOU UNDERSTAND AND AGREE THAT ONTRADE IS NOT REGISTERED AS AN INVESTMENT ADVISER WITH THE SECURITIES AND EXCHANGE COMMISSION OR ANY SIMILAR STATE REGULATOR. AS A RESULT, YOU WILL NOT RECEIVE THE PROTECTIONS OF THE INVESTMENT ADVISERS ACT OF 1940 OR ANY SIMILAR STATE LAWS. YOU ALSO UNDERSTAND AND AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DECISIONS YOU MAKE BASED ON THE INFORMATION PROVIDED THROUGH THE ONTRADE PLATFORM AND FOR CONSULTING WITH YOUR PERSONAL TAX, FINANCIAL, AND INVESTMENT ADVISERS PRIOR TO MAKING ANY INVESTMENT DECISIONS, AND THAT NO INFORMATION PROVIDED HERE IS SUFFICIENT FOR ANY DECISIONS TO BUY, SELL, OR TRADE A SECURITY. YOU ALSO UNDERSTAND AND AGREE THAT PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS, AND YOUR RETURNS MAY VARY CONSIDERABLY FROM ANY PREDICTIONS MADE ON THE PLATFORM OR ANY PAST PERFORMANCE FIGURES. YOU ACKNOWLEDGE AND AGREE THAT ANY INVESTMENT ENTAILS RISK OF LOSS, INCLUDING ENTIRE LOSS OF CAPITAL, AND THAT THERE ARE SUBSTANTIAL RISKS ASSOCIATED WITH INVESTING, INCLUDING LOSS OF PRINCIPAL AND VOLATILITY.
ONTRADE IS NOT IN THE BUSINESS OF PROVIDING LEGAL, TAX, AUDIT, ACCOUNTING, BROKERAGE, OR OTHER PROFESSIONAL SERVICES OR ADVICE. YOU ACKNOWLEDGE AND AGREE THAT ALL INFORMATION PROVIDED BY ONTRADE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED A SUBSTITUTE FOR THE SERVICES OR ADVICE OF A COMPETENT PROFESSIONAL. YOU ACKNOWLEDGE AND AGREE THAT NO FIDUCIARY RELATIONSHIP HAS BEEN CREATED BETWEEN YOU AND ONTRADE. YOU ACKNOWLEDGE AND AGREE THAT THROUGH YOUR USE OF ONTRADE, YOU ARE NOT BEING REPRESENTED BY AN ATTORNEY, CERTIFIED FINANCIAL PLANNER, BROKER, OR OTHER REGULATED ADVISOR. IF YOU ARE IN NEED OF LEGAL OR FINANCIAL ADVICE, INCLUDING REVIEW OF ANY FINANCIAL OR TAX DECISIONS, WE ADVISE YOU TO CONSULT THE APPROPRIATE ADVISOR, SUCH AS YOUR OWN ATTORNEY, ACCOUNTANT, OR OTHER PROFESSIONAL. ONTRADE AND OUR LICENSORS SHALL NOT BE RESPONSIBLE OR LIABLE FOR THE ACCURACY, USEFULNESS OR AVAILABILITY OF ANY INFORMATION TRANSMITTED OR MADE AVAILABLE BY WAY OF THE SERVICE AND SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY TRADING OR INVESTMENT DECISIONS BASED ON ANY SUCH INFORMATION.
Without limiting the generality of any other provision of these Terms, OnTrade is not a registered investment adviser or subject to registration under the Investment Advisers Act of 1940 (“Advisers Act”) or comparable state law. As a result, OnTrade is not required to comply with any applicable regulation under the Advisers Act. You are solely responsible for ensuring compliance with any regulatory obligations you may have, including without limitation any that arise based on your fiduciary duties, best interest obligations, or any other obligations to your own customers or clients, and/or for assessing any recommendations you make or trading you engage in based on your use of the Services. OnTrade has no such obligations to you or any customers or clients.
WE ARE NOT RESPONSIBLE FOR ANY DAMAGE (INCLUDING FINANCIAL LOSSES) THAT MAY RESULT FROM THE SERVICE AND YOUR DEALING WITH ANY OTHER SERVICE USER. YOU UNDERSTAND AND AGREE THAT YOU USE ANY PORTION OF THE SERVICE AT YOUR OWN DISCRETION AND RISK, AND THAT WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICE) OR ANY LOSS OF DATA, INCLUDING USER CONTENT.
THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION 15 (DISCLAIMERS; NO WARRANTIES BY ONTRADE) APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. OnTrade does not disclaim any warranty or other right that OnTrade is prohibited from disclaiming under applicable law.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE ONTRADE ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICE OR ANY MATERIALS OR CONTENT ON THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY ONTRADE ENTITY HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.
EXCEPT AS PROVIDED IN SECTIONS 17.5 (COMMENCING ARBITRATION) AND 17.7 (ARBITRATION RELIEF) AND TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE ONTRADE ENTITIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE SERVICE OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (a) THE AMOUNT YOU HAVE PAID TO ONTRADE FOR ACCESS TO AND USE OF THE SERVICE IN THE 12 MONTHS PRIOR TO THE EVENT OR CIRCUMSTANCE GIVING RISE TO THE CLAIM AND (b) US$100.
EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 16 (LIMITATION OF LIABILITY) WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
Dispute Resolution and Arbitration
Generally. Except as described in Section 17.2 (Exceptions) and 17.3 (Opt-Out), you and OnTrade agree that every dispute arising in connection with these Terms, the Service, or communications from us will be resolved through binding arbitration. Arbitration uses a neutral arbitrator instead of a judge or jury, is less formal than a court proceeding, may allow for more limited discovery than in court, and is subject to very limited review by courts. This agreement to arbitrate disputes includes all claims whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the termination of these Terms. Any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement will be resolved by the arbitrator.
YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND ONTRADE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.
Exceptions. Although we are agreeing to arbitrate most disputes between us, nothing in these Terms will be deemed to waive, preclude, or otherwise limit the right of either party to: (a) bring an individual action in small claims court; (b) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (c) seek injunctive relief in a court of law in aid of arbitration; or (d) to file suit in a court of law to address an intellectual property infringement claim.
Opt-Out. If you do not wish to resolve disputes by binding arbitration, you may opt out of the provisions of this Section 17 (Dispute Resolution and Arbitration) within 30 days after the date that you agree to these Terms by sending a letter to OnTrade Inc., Attention: Legal Department – Arbitration Opt-Out, 300 Lenora Street #548, Seattle, Washington, 98121 that specifies: your full legal name, the email address associated with your account on the Service, and a statement that you wish to opt out of arbitration (“Opt-Out Notice”). Once OnTrade receives your Opt-Out Notice, this Section 17 (Dispute Resolution and Arbitration) will be void and any action arising out of these Terms will be resolved as set forth in Section 18.2 (Governing Law). The remaining provisions of these Terms will not be affected by your Opt-Out Notice.
Arbitrator. This arbitration agreement, and any arbitration between us, is subject the Federal Arbitration Act and will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (collectively, “AAA Rules”) as modified by these Terms. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at +1-800-778-7879, or by contacting OnTrade.
Commencing Arbitration. Before initiating arbitration, a party must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if that other party has not provided a current physical address, then by electronic mail (“Notice of Arbitration”). OnTrade’s address for Notice is: OnTrade Inc., 300 Lenora Street #548, Seattle, Washington, 98121. The Notice of Arbitration must: (a) identify the name or account number of the party making the claim; (b) describe the nature and basis of the claim or dispute; and (c) set forth the specific relief sought (“Demand”). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within 30 days after the Notice of Arbitration is received, you or OnTrade may commence an arbitration proceeding. If you commence arbitration in accordance with these Terms, OnTrade will reimburse you for your payment of the filing fee, unless your claim is for more than US$10,000 or if the Company has received 25 or more similar demands for arbitration, in which case the payment of any fees will be decided by the AAA Rules. If the arbitrator finds that either the substance of the claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules and the other party may seek reimbursement for any fees paid to AAA.
Arbitration Proceedings. Any arbitration hearing will take place in the county and state of your residence/billing address unless we agree otherwise or, if the claim is for US$10,000 or less (and does not seek injunctive relief), you may choose whether the arbitration will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b) through a telephonic or video hearing; or (c) by an in-person hearing as established by the AAA Rules in the county (or parish) of your residence/billing address. During the arbitration, the amount of any settlement offer made by you or OnTrade must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based.
Arbitration Relief. Except as provided in Section 17.8 (No Class Actions), the arbitrator can award any relief that would be available if the claims had been brought in a court of competent jurisdiction. If the arbitrator awards you an amount higher than the last written settlement amount offered by OnTrade before an arbitrator was selected, OnTrade will pay to you the higher of: (a) the amount awarded by the arbitrator and (b) US$10,000. The arbitrator’s award shall be final and binding on all parties, except (1) for judicial review expressly permitted by law or (2) if the arbitrator's award includes an award of injunctive relief against a party, in which case that party shall have the right to seek judicial review of the injunctive relief in a court of competent jurisdiction that shall not be bound by the arbitrator's application or conclusions of law. Judgment on the award may be entered in any court having jurisdiction.
No Class Actions. YOU AND ONTRADE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and OnTrade agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
Modifications to this Arbitration Provision. If OnTrade makes any substantive change to this arbitration provision, you may reject the change by sending us written notice within 30 days of the change to OnTrade’s address for Notice of Arbitration, in which case your account with OnTrade will be immediately terminated and this arbitration provision, as in effect immediately prior to the changes you rejected will survive.
Enforceability. If Section 17.8 (No Class Actions) or the entirety of this Section 17 (Dispute Resolution and Arbitration) is found to be unenforceable, or if OnTrade receives an Opt-Out Notice from you, then the entirety of this Section 17 (Dispute Resolution and Arbitration) will be null and void and, in that case, the exclusive jurisdiction and venue described in Section 18.2 (Governing Law) will govern any action arising out of or related to these Terms.
Miscellaneous
General Terms. These Terms, including the Privacy Policy and any other agreements expressly incorporated by reference into these Terms, are the entire and exclusive understanding and agreement between you and OnTrade regarding your use of the Service. You may not assign or transfer these Terms or your rights under these Terms, in whole or in part, by operation of law or otherwise, without our prior written consent, except in connection with a Change in Control. “Change in Control” means any merger, acquisition, or other transaction resulting in a transfer of more than 50% of your voting securities or assets. We may assign these Terms and all rights granted under these Terms, including with respect to your User Content, at any time without notice or consent. The failure to require performance of any provision will not affect our right to require performance at any other time after that, nor will a waiver by us of any breach or default of these Terms, or any provision of these Terms, be a waiver of any subsequent breach or default or a waiver of the provision itself. Use of Section headers in these Terms is for convenience only and will not have any impact on the interpretation of any provision. Throughout these Terms the use of the word “including” means “including but not limited to.” If any part of these Terms is held to be invalid or unenforceable, then the unenforceable part will be given effect to the greatest extent possible, and the remaining parts will remain in full force and effect.
Governing Law. These Terms are governed by the laws of the State of Delaware without regard to conflict of law principles. You and OnTrade submit to the personal and exclusive jurisdiction of the state courts and federal courts located within Delaware for resolution of any lawsuit or court proceeding permitted under these Terms. We operate the Service from our offices in Washington, and we make no representation that Materials included in the Service are appropriate or available for use in other locations.
Privacy Policy. Please read the OnTrade Privacy Policy [https://www.ontrade.ai/privacy] (the “Privacy Policy”) carefully for information relating to our collection, use, storage, and disclosure of your personal information. The OnTrade Privacy Policy is incorporated by this reference into, and made a part of, these Terms.
Additional Terms. Your use of the Service is subject to all additional terms, policies, rules, or guidelines applicable to the Service or certain features of the Service that we may post on or link to from the Service (the “Additional Terms”). All Additional Terms are incorporated by this reference into, and made a part of, these Terms.
Consent to Electronic Communications. By using the Service, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Please read our Privacy Policy to learn more about our electronic communications practices. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.
Contact Information. The Service is offered by OnTrade Inc., located at 300 Lenora Street #548, Seattle, Washington, 98121. You may contact us by sending correspondence to that address or by emailing us at [email protected].
Notice to California Residents. If you are a California resident, then under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at +1-800-952-5210 in order to resolve a complaint regarding the Service or to receive further information regarding use of the Service.
No Support. We are under no obligation to provide support for the Service. In instances where we may offer support, the support will be subject to published policies.
International Use. The Service is intended for visitors located within the United States. We make no representation that the Service is appropriate or available for use outside of the United States. Access to the Service from countries or territories or by individuals where such access is illegal is prohibited.